As I’ve written before, the pieces of reform are interdependent.
Hasn’t anyone been paying attention here?
No. Because that's never been reported on CNN, MSNBC, Fox "News", or been mentioned by people other than Klein and Krugman in papers like the WaPo or NYT. Nobody reports on policy, so nobody (and my suspicion is that this includes a scary number of Senators and Reps) actually understands the nuts and bolts of HCR. Hence this pipe-dream of "just passing a ban on risk discrimination with bipartisan support".
You either pass a comprehensive bill like the Senate bill, or you start all over from scratch and get a bill that is drastically different.